Questions about Atlas or your coverage?

A vehicle service contract is an optional agreement that can provide coverage for certain eligible mechanical repairs and related benefits according to its terms.

The agreement defines what is covered, what is excluded, the applicable deductible, coverage limits, claims procedures and other conditions.

No. A vehicle service contract is a separate agreement with its own coverage, exclusions, conditions and term.

If your vehicle already has a manufacturer’s warranty, dealer coverage or another vehicle service contract, review that coverage for possible overlap.

No. Coverage depends on your individual agreement.

Some contracts identify specific covered components. Other contracts provide broader component coverage while identifying parts, services and circumstances that are excluded. A mechanical problem does not automatically mean the repair is covered.

Atlas offers vehicle service contract options administered by BeeCovered and EFG Companies / Enterprise Financial Group. Current coverage options described by Atlas include:

Availability depends on your vehicle and applicable eligibility and state requirements.

Not necessarily. Available coverage options depend on your vehicle and applicable eligibility and state requirements.

An Atlas representative can discuss what options are available for your situation.

A $100 deductible is standard, and a $0 deductible option is available on select contracts. Your actual deductible is identified in your individual agreement.

All Atlas plans include 24-hour roadside assistance.

The applicable service instructions, conditions and benefit limits are governed by your individual agreement.

Certain agreements may provide benefits related to rental transportation or trip interruption. Availability, conditions and benefit limits depend on the applicable agreement.

Review the contract for the coverage that applies to you.

Ask Atlas about available payment arrangements, including options with a down payment and monthly installments.

Review the total cost, payment schedule and applicable terms before purchasing.

Atlas provides available contract documents and coverage materials for offered options where publication-ready materials are available. These documents can help you understand how coverage works before making a decision.

Your issued agreement determines the coverage that actually applies to you.

Start with your individual vehicle service contract. Identify your administrator and review the claims instructions that apply to your coverage.

Your agreement may require authorization before repairs are performed.

Atlas sells the vehicle service contract.

Applicable claims are handled by the administrator identified in your individual agreement according to the terms of the contract.

Check your contract first. Your agreement may require authorization as part of the claims process.

Follow the claims instructions in your agreement and obtain any required authorization before repairs are performed.

No. Coverage depends on the failed component and the terms, exclusions, limits and requirements of your individual agreement.

The administrator evaluates applicable claims according to those terms.

Use Sales for questions about available vehicle service contract options and new coverage inquiries.

Customer Service is available Monday–Friday, 8 a.m.–5 p.m.

Atlas Vehicle Protection
8921 Veterans Memorial Pkwy
O’Fallon, MO 63366