Terms & Conditions

Atlas Vehicle Protection is a Missouri-based seller of vehicle service contracts.

Atlas helps consumers explore available vehicle service contract options and purchase coverage for eligible vehicles.

Vehicle service contracts offered through Atlas may be administered by third-party contract administrators.

Atlas provides information on this website for general informational, educational, customer-service and commercial purposes.

We make reasonable efforts to keep website information accurate and current. However, vehicle eligibility, available coverage, pricing, contract terms and other details may vary.

The terms of your individual agreement control your actual coverage.

Descriptions of coverage on this website are summaries and should not be treated as the complete terms of a vehicle service contract. An individual agreement may contain:

• Covered components
• Exclusions
• Definitions
• Eligibility requirements
• Coverage periods
• Mileage provisions
• Deductibles
• Claims procedures
• Authorization requirements
• Maintenance requirements
• Additional benefits
• Limits
• Cancellation provisions
• State-specific provisions
• Other terms and conditions

Always review the applicable agreement.

Submitting information through the website does not guarantee:

• Eligibility
• Availability of a particular plan
• A particular price
• Acceptance
• Coverage
• Contract issuance

Available options may depend on factors including the vehicle and applicable state requirements.

Submitting a quote request does not itself:

• Enroll you in a vehicle service contract
• Create coverage
• Confirm eligibility
• Bind Atlas or an administrator to provide coverage
• Replace an issued agreement

A quote request allows Atlas to review information and discuss potentially available options.

Atlas is the seller of vehicle service contracts.

The administrator identified in an individual agreement is responsible for administering that agreement according to its terms.

Other parties, including an obligor or insurer, may also be identified in an individual agreement where applicable. The legal roles and responsibilities applicable to your coverage are determined by your contract.

Website information about claims and breakdowns is provided to help customers identify the appropriate next step. Your individual agreement determines the applicable claims procedure.

Do not assume that a repair will be covered or reimbursed solely because information about a component or service appears on this website. Follow the authorization and claims requirements in your agreement.

Cancellation rights, requirements and any applicable refund are determined by the individual agreement and applicable requirements.

Information on the Atlas website is not intended to create a universal cancellation period, refund formula or cancellation guarantee.

You may use the Atlas website for lawful purposes. You may not intentionally:

• Interfere with the operation or security of the website
• Attempt unauthorized access to systems or data
• Use automated methods in a manner that materially disrupts the website
• Submit fraudulent or intentionally misleading information
• Use the website in violation of applicable law

The Atlas Vehicle Protection name, website content, design, graphics, logos and other materials may be protected by intellectual-property laws.

You may use website content for ordinary personal informational purposes.

Unless otherwise noted, the Atlas Vehicle Protection name, logo, website content, design, graphics and photographs are owned by Atlas Vehicle Protection or its licensors and may not be used without permission, except as this section allows.

The Atlas website may link to websites operated by contract administrators or other third parties.

Third-party websites are governed by their own terms, policies and practices.

A link from Atlas does not change the legal terms governing the third-party website.

Atlas may update, modify or discontinue portions of the website.

Website access may occasionally be interrupted by maintenance, technical issues or circumstances outside Atlas’s control.

Website information is intended to help visitors understand Atlas, vehicle service contracts and available customer-service paths.

It is not a substitute for the complete terms of an individual agreement.

To the extent permitted by applicable law, Atlas does not warrant that the website will always be uninterrupted or error-free.

Atlas has not adopted a separate limitation-of-liability clause for use of this website. Nothing in these Terms is intended to expand any liability Atlas would otherwise have under applicable law.

Atlas has not adopted a separate arbitration or dispute-resolution clause specific to use of this website. An individual vehicle service contract may contain its own applicable dispute-resolution provisions.

These Terms are governed by the laws of the State of Missouri, without regard to its conflict-of-law principles.

Any dispute arising from use of this website will be brought in the state or federal courts located in St. Charles County, Missouri.

Use of personal information collected through this website is addressed in the Atlas Privacy Policy.

Additional privacy choices may be available through:

Atlas may update these Terms as the website or applicable requirements change.

The current version should display its effective or Last Updated date.