2018 Ford F-150 water pump
$1,107–$1,334
Year-specific estimate
For Truck and SUV Owners
Truck Protection Plans for Pickups and SUVs
Your truck works hard, and it has more drivetrain to show for it. An Atlas truck protection plan helps cover eligible repairs to the engine, transmission, drivetrain and more, with 24-hour roadside help when you’re stuck.
Coverage options for pickups and SUVsDrivetrain coverage on every planTowing to the closest approved repair facility
Serving drivers since 2021
20,000+ customers helped
$1,000,000+ in claims paid
ASE-certified repair shops nationwide
Sample contracts available before you buy
More drivetrain, more to repair
Your 4WD Truck Has More Than an Engine and Transmission
Four-wheel-drive and all-wheel-drive trucks and SUVs often add a transfer case, extra driveshafts and another differential. Many also use turbocharged engines. That’s more hardware that can need expensive repairs.
Turbocharger · Replacement: $2,631–$3,261
Uses exhaust energy to boost power.
RepairPal national estimates, updated September 2026. Actual costs vary by truck, engine and shop.
Repair Cost Insights
What Popular Trucks Can Cost to Repair
You don’t need a major failure to get a big bill. These are model-specific estimates for common repairs on two of America’s most popular pickups.
2020 Ford F-150 water pump
$963–$1,190
Year-specific estimate
Ford F-150 alternator
$831–$1,025
Model-level estimate
Chevrolet Silverado 1500 water pump
$1,082–$1,442
Model-level estimate
2018 Chevrolet Silverado 1500 A/C condenser
$595–$720
Year-specific estimate
“A truck repair doesn’t have to involve the engine or transmission to become a real expense.”
RepairPal estimates (F-150 water pump, Silverado A/C condenser), updated September 2026. Model-level estimates aren’t specific to every year or engine. A repair listed here is not automatically covered; coverage depends on your contract.
Diagnose before you authorize
Hard Shifting Doesn’t Always Mean a New Transmission
Manufacturers sometimes publish technical service bulletins describing known issues and repair procedures. For example, Ford bulletin 23-2123 covers harsh or delayed shifting on certain 2017–2020 F-150s with the 10R80 transmission, with fixes ranging from an adaptive-learning procedure to valve-body repair. GM bulletin 18-NA-355 addresses torque converter shudder on certain eight-speed transmissions. In both cases, the right repair depends on diagnosis. A bulletin is not a recall, and it doesn’t mean every truck will have the problem.
Sources: Ford bulletin 23-2123 and GM bulletin 18-NA-355 (NHTSA).
Before you approve a big repair
- 1Get a proper diagnosis, not just a symptom-based guess.
- 2Check for recalls, bulletins and any manufacturer coverage that still applies to your truck.
- 3If you have a protection plan, call before authorizing work. Many contracts require authorization first.
Coverage Options
Plans Built for Trucks and SUVs
Essential Plus
Best for: daily-driven trucks; adds steering, cooling, A/C and suspension to drivetrain coveragePowertrain protection plus brakes, steering, cooling, A/C and suspension.
PowertrainBrakes and steeringA/C and cooling
Deluxe
Best for: drivers who’d need a rental and trip help if the truck is downBroad coverage for major mechanical and electrical systems.
Major systemsRental car benefitsTrip interruption
Powertrain Choice
Best for: older trucks, focusing on the engine, transmission and drivetrainYour car’s most vital parts: engine, transmission and drivetrain.
EngineTransmissionDrivetrain
Exclusive
Best for: late-model trucks that qualify for our most complete coverageEvery part is covered unless the contract specifically lists it as an exclusion.
Exclusionary coverageElectrical and tech24-hour roadside
Coverage, limits and exclusions vary by plan and are defined in your contract.
How Atlas Car Protection Plans Work
1
Get your free quote
Tell us about your vehicle and see the plans it qualifies for in about two minutes.
2
Choose your coverage
Compare four levels, read the sample contract and pick a payment option that fits.
3
Drive with a plan
If a covered part breaks, take your car to a qualifying shop. Approved covered repairs may be paid directly to the shop. See how claims work.
Included with every plan
Repair Coverage That Fits Your Car and Budget
Every Atlas plan comes with more than repair coverage.
Towing
If your vehicle can’t be driven, we’ll arrange a tow to the closest approved repair facility.
Your choice of repair shop
Qualifying ASE-certified facilities or dealerships nationwide.
Direct repair payments
Approved covered repairs may be paid directly to the shop.
Budget-friendly payments
Spread the cost over time.
Coverage that travels
Move or cross state lines, and your protection stays in place.
Truck Protection Plan FAQs
Does a truck protection plan cover the transfer case and 4WD parts?
It depends on the plan. Powertrain coverage typically includes drivetrain components; check the plan’s covered-parts list in the sample contract.
Are turbocharged engines covered?
Turbochargers may be covered on some plans. Check the sample contract for each plan.
Can I get coverage if I use my truck for work?
Eligibility can depend on how the vehicle is used. A quote shows what your truck qualifies for.
Do lift kits or other modifications affect coverage?
Modifications can affect coverage if they cause or contribute to a failure.
Will roadside assistance tow my truck?
Every plan includes towing to the closest approved repair facility if your vehicle can’t be driven.
More questions? See all FAQs
Related guides
Know Your Coverage Before You Buy
What Does a Car Warranty Cover?
What factory warranties include, what they leave out and what happens when they end.
Read guide
Is an Extended Warranty Worth It?
The pros, cons and real math, plus a 30-second self-check.
Read guide
Vehicle Service Contract Buying Checklist
What to review before you sign: coverage, exclusions, deductibles and claims.
Read guideKeep Your Truck Working
Get a free quote for your pickup or SUV and compare plans in about two minutes. No commitment.
Four coverage levels to choose from24-hour roadside assistance on every planQualifying repair shops and dealerships nationwideRead the sample contract before you buy
Eligibility depends on vehicle age, mileage, condition, type and use.
Takes about 2 minutes · See plans for your vehicle
Deductibles and exclusions may apply. Some vehicles may not be eligible, and not every repair is covered under every plan. Review your contract for complete terms, limits and exclusions. Atlas Vehicle Protection sells vehicle service contracts, which are not manufacturer warranties or insurance.